How It Works
Credit-backed
Use this path when Voltage Payments wallets are backed by a Voltage-provided line of credit and your team does not operate the underlying Lightning node.
Start here
Section titled “Start here”- Review How It Works to understand the Payments model.
- Complete Credit-backed Setup.
- Use the Staging Environment to build and validate without production funds.
- Follow the Developer Guide and Voltage Payments API.
- Configure Payments Access separately for each environment.
- Validate sending, receiving, wallet behavior, quotes, wallet policies, assets, and webhooks before go-live.
Core implementation guides
Section titled “Core implementation guides”- Wallet Management for wallets, balances, line-of-credit association, and wallet-policy behavior.
- Sending for payment sends and quote handling.
- Receiving for payment requests, receives, assets, and quote handling.
- Webhooks for payment-status events.
- Voltage Payments API for the canonical wallets, payments, quotes, wallet policies, assets, and lines-of-credit resource reference.
- Migrating to Credit Backed Payments when moving from a Node-backed deployment.
Line-of-credit workflows
Section titled “Line-of-credit workflows”- Sending (USD Line of Credit)
- Receiving (USD Line of Credit)
- Sending (BTC Line of Credit)
- Receiving (BTC Line of Credit)
What is different in this path
Section titled “What is different in this path”Credit-backed customers use the shared Payments API without managing node credentials, channels, direct LND access, or node treasury operations. Documentation for underwriting, pricing, legal terms, and customer-specific credit conditions is handled outside the technical implementation guide.